Auto Insurance Coverage North Carolina NC

Reader’s Question:

I have the minimum state required limits for auto insurance in North Carolina. My question is, if I am involved in a vehicular accident wherein I am at-fault, who will be responsible for my medical payments? Will it be me? Will my auto insurance policy pay for that?

George

Cary, NC

When you said that you have the minimum state required limits for your auto insurance I am assuming that you have the following: for bodily injury – $30,000/person and $60,000 for all people involved in the accident; and for property damage – $25,000.

So given that you those coverages, going back to your question, if you get involved in a vehicular accident and you are at fault, your auto insurance coverage will not cover for the medical bills that may be incurred from the accident.

However, if you wanna have auto insurance coverage that will pay for you medical bills then I would suggest you get medical payment coverage. This type of auto insurance coverage does only cover for medical payment but also for funeral expenses. You are covered by this and your family member.

For more information about medical payment coverage, you can consult with your car insurance agent in North Carolina. you can also check the websites if you are shopping for one.

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