Auto Insurance Rate California CA

Reader’s Question:

I have a cousin who is lives in California. He got a traffic violation before and was allowed to enroll in a defensive class to remove the ticket from his record. However, just last week he had a traffic violation again, this time for illegal left turn. We both know he can no longer enroll in a defensive class to have the ticket removed from his record. How would his traffic violation affect his car insurance rate now? Will it increase so much?

Althea

Buena Park, CA

Whether there would be an increase on your cousin’s auto insurance rate or none still depends to his car insurance company. This is because every car insurance company differs from each other. Car insurance companies follow certain rules and guidelines which may not be followed and applicable to another auto insurance company.

Let’s take a look at what happened to my cousin. She had a clean driving record, no claims at all to her insurance company. The very first time she had a traffic violation, she was cited for parking near a fire hydrant. It was deemed as a minor offense by her auto insurance company so she was “forgiven”. There was no increase on her car insurance rate.

Let’s just hope that your car insurance company would “forgive” your cousin and would not take any action about it. However, if there was so much increase on his auto insurance premium because of his citation then I would say it would be better to consider shopping for auto insurance quotes in California by using the websites. Also, to better help you with your question, it’s better to ask your car insurance agent.

Tags: auto insurance, auto insurance quotes, car insurance rate