Reader’s Question:

If someone listed on my car insurance policy got into an accident, does my insurance rate go up? I live in Milwaukee, WI.

Paul

Milwaukee, WI

If an individual that is listed on your insurance policy had an accident in your car and a claim is paid out from the insurance provider for the accident, it is possible that your insurance rates or premiums might go up. Insurance providers factor in collisions and claims paid out when figuring car insurance rates.

How much it might affect your car insurance rates will be determined by how your insurance providers calculates their car insurance rates. So you can either ask your insurance provider about their rating system or their rates must be filed with WI insurance regulator, so you can contact this government agency.