How To Qualify For Good Student Car Insurance Discount

Reader’s Question:

I heard from my teacher that being a good student will help my mom’s auto insurance bill to go down. I am a teen driver and currently I am under my mom’s auto insurance policy in Portland, Maine. I would say that I have good grades in school so I’m wondering about this discount. How does one qualify for good student discount?

Rica

Portland, ME

In general, car insurance companies offer auto insurance discount to good students. The logic behind this is simple – good students are considered as responsible drivers. Oftentimes, these people opt to stay in their houses and study instead of partying late at night. Hence, this lessens the chance of being involved in vehicular accidents.

To be able to get good student you must meet the following conditions:

• Either a full-time high school/ full-time college or university student/ graduated with a four-year degree course;
• Belongs to the upper 20 percent of the class;
• Has a B average or better;

These are the common qualifications for good student discount. However, every car insurance company differs. For more information on how you can avail of the good student discount in Portland, Maine ask your auto insurance agent.