Reader’s Question:

Can I get an SR-22 even if I do not own a car?

Bonnie

Good Question Bonnie.

The answer is yes.

The type of SR-22 for people who need this certificate of insurance but do not own a car is called non-owners SR22.

Generally, a non-owners SR-22 will allow you to drive any car that you are given permission by the car owner to operate a vehicle and verifies to the state regulatory body that you have the financial responsibility.

This non-owner policy does not cover you in any car that you operate. Each state varies, but generally it will not cover you for a vehicle registered to you, one in your household, or a vehicle provided for your regular use. If you have a car registered to you, one in your household, or someone provides a vehicle for your regular and frequent use, you should NOT purchase a non-owner policy. You should only buy a non-owners SR22 only if you do not own a vehicle or have access to a car on where you can place your sr-22 on.

You may be able to get a non-owners liability SR22 insurance policy with any insurance companies. Shop around to check which insurance company may be be able to give you the cheapest policy.

Goodluck!

MariCAR