SR22 Insurance For Non Vehicle Owner

Reader’s question:

What do I do if Im required to carry an sr-22 but I do not have a vehicle?

Mike

Good question Mike.

The reason for getting an sr-22 is to certify by an insurance company that a person has the ability to pay future claims and would show that you are financial responsible. This certification is what we call sr-22.

If you do not own a vehicle, you can buy a non owners sr-22 that would provide you coverage for your liability protection.You are still required to carry an sr-22 even if you dont own a vehicle. Although the sr-22 will not cover the vehicle but only the liability that the driver may cause. This is required by the state.

The reason for carrying an sr-22 insurance is to protect other people’s injuries in case of accident. This can happen if you are driving someone else’s car. Thats the non-owners policy is for.

I hope that answered your question.

Goodluck!

MariCAR