SR22 Insurance Online In California

Reader’s Question:

I’ve been browsing the internet and found that there’s this SR22 insurance online in California. What is this all about?

Quark

Fresno, CA

Hi Quark! SR22 insurance online in California is simply an online quote for SR22 insurance available in the state of California.

To avoid any confusion, it’s better to define what SR22 insurance is.

An SR22 insurance is a certificate of insurance. This is filed by a licensed car insurance company in California and submitted to the California Department of Motor Vehicles. This certificate of insurance serves as a proof to the CA DMV that a particular driver has auto insurance policy that meets what is required by the state of law.

Not everybody is required to get SR22 insurance in California. In most cases, those who need this have a license that is either revoked or suspended. And in order to have those licenses reinstated, they need to get an SR22 insurance.

Usually, a person’s driving license will be revoked or suspended and that person will be required by the law to get SR22 insurance if: convicted of DUI or DWI offense, involved in an at-fault accident or is caught driving without car insurance, reckless driving activity, or accumulations of several traffic violations.

Now you might be wondering why SR22 insurance needs to be filed to the CA DMV. The reason is simple, as a rule, the CA DMV does not keep a database of a driver’s auto insurance policy. Thus, once a person is engaged in a serious traffic offense, the California law will mandate that said driver provide proof of auto insurance to the DMV through SR22 insurance.

If you need to get SR22 insurance online in California, you may want to try checking this site out. From what I know, it’s also available on this site.