Reader’s Question:

I have a teenage daughter who will celebrate her 17th birthday this September. I promised I’d buy her a new car. I already have a car in mind but I don’t know what I should consider in getting cheap car insurance for her in Montpelier, VT. I’m hoping someone can help me with this. Thanks!

Vanessa

Montpelier, VT

I’m a mother also and I’m about to add my teenage daughter under my auto insurance. I have a brother (who knows a lot about car insurance) who gave me tips on how I could get lower rates in Montpelier, VT even after adding a new driver under my insurance:

1. Bad Driving record is a big NO NO. This only means one thing - higher premium.

2. More safety features equals less accident which means lower premium. So, invest in security features and anti-theft devices on your daughter’s car.

3. Demand good grades from your daughter. If she studies well, then you’ll get discount on your premiums for good student discount.

4. Shop for inexpensive car. These kinds of cars are cheaper to be insured as compared to fancy cars.

5. Shop for insurance rates online through websites. Just enter your zip code here and you’ll be amazed by the different rates you’ll get from car insurance companies in Vermont.

It’s also important that you teach you teenage daughter on how to be responsible. Start by asking her to pay a part of your insurance. This way, she’ll be more careful while driving because she knows she’s paying for something that she needs to take good care of.

Tags: auto insurance, teen insurance, Young driver car insurance