What Does SR22 Auto Insurance Cover in New Hampshire

Reader’s question:

What is the exact coverage of sr22 in New Hampshire?

Mitch

Thank you for asking Mitch.

Sr-22 is a certificate and a proof of liability insurance of the motorist which is submitted by the insurance company to the Department of Safety in New Hampshire.

A certificate can be owner or non owner on sr-22.

The sr22 in New Hampshire is required for:

1. 3 years from the date of conviction/crash or from the date imposed by the examiner
2. if an individual is convicted of DUI second offense, 5 years from the date of the conviction
3. If the person is convicted of major offense in the time frame required to carry sr-22, the requirement will be extended for 3 years from the date of the major conviction.

The sr-22 confirms and certifies that you are complying with the financial responsibility laws imposed in the state of New Hampshire. This is being filed in DMV by your current insurance company.

The minimum limits liability for the coverage are 25/50/25, and you need at least these coverage before you can file for the sr22. The limits stands for:

-$25,000 for Bodily Injury Liability per injured person up to a total of $50,000 per accident
- $25,000 Property Damage Liability coverage

You may contact New Hampshire Division of Motor Vehicles for more information on financial responsibility requirement.

Goodluck!

MariCAR