What Happens If I Cancel My SR22 Auto Insurance in Texas

Reader’s Question:

What happens if I cancel the last three months of my SR 22 insurance policy in the state of Texas?

Amy

Good question.

The state of Texas law provides a Safety Responsibility Law or the Evidence of Financial Responsibility for all motorist whose driver license has been suspended.

To reinstate your driving privileges, you are required to maintain an insurance in the form of sr-22 with the Department of Motor Vehicle. This would also include the original pink copy. It is mandatory that you maintain this policy for a period of two years from the date of the conviction. You will also be required to pay a reinstatement fee with the sr-22.

Basically, within the two-year time frame, if you cancel your policy within that year, the insurance company will notify the Department of Motor Vehicle that your coverage has been canceled and that you might be suspended for canceling your policy.

Goodluck!

MariCAR